Famous last words from recent Texas flood victims! “It’s Never Flooded in My Neighborhood so I Didn’t Need Flood Insurance”.
Floods, the silent giants of natural disasters, spare no one. Despite the tranquility of droughts, the looming threat of torrential downpours and menacing tide surges during hurricane season remains. Recent devastating rampage throughout Texas is a grim testament to this reality, catching thousands of Texans off guard and leaving a trail of heartache in their wake.
Consider this: while you may feel safe today, the next rain deluge could wash away that sense of security in an instant. Hurricane Harvey was further proof of this, with flood claims surpassing $9 billion and an average damage cost of $112,000 per claim. These rains serve as a stark reminder of the financial havoc that rising water can wreak.
Here’s the bitter truth: your homeowner’s policy won’t bail you out when the waters rise. It’s an inconvenient reality that many only come to grasp when it’s too late. But it doesn’t have to be that way for you. Flood insurance isn’t a luxury; it’s a lifeline to protect your home and precious belongings. Here are three crucial facts you need to know:
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- Hurricane Harvey’s flood claims soared to unprecedented heights, leaving a trail of financial ruin. How would you cope if faced with such devastation?
- Floods rank as the top natural disaster, and your current policy won’t shield you from their fury. We all dwell in flood zones; it’s not a matter of if but when the waters will rise. This is why insurance is a necessity!
- Contrary to popular belief, flood insurance isn’t exorbitant—especially if you’re not situated in a high-risk area. It’s a wise investment in safeguarding your home and cherished possessions.
So, what are your chances of suffering flood damage? Statistically; during your 30-year mortgage, you’re four times more likely to sustain flood damage than a fire. And don’t be fooled by geography; 55% of Hurricane Harvey’s flood claims originated from areas deemed low risk.
Hurricane Season is just weeks away so Act now before the storm clouds gather. With a 30-day waiting period for flood protection to take effect, every moment counts. Call us today at (361) 991-1493, and let’s fortify your defenses against nature’s wrath.
Because we care
Ed Cantu
www.edcantu.com