Finding alternate windstorm insurance after TWIA rate hike

Watch this video now if you want to Slash your Texas Windstorm Insurance Association Rates by 15% or more today and avoid the upcoming 10-14% TWIA rate increase!

The Texas Windstorm Insurance Association is not your only answer.  Ed Cantu Insurance Agency provides alternative insurance companies that will provide  windstorm insurance.  They are a little more selective on what they will take, but because of that, their rates are actually up to 15 percent less than TWIA rates.

These options are admitted Insurance companies that have the financial means to pay their claims and are backed by the Texas Department of Insurance.  We represent Velocity Insurance Company, Weston Insurance, The Woodlands Insurance out of the Houston area, and Maison Insurance.  All specialize in windstorm insurance.

“The rates are adjusted like a real insurance company is supposed to unlike TWIA where everybody pays the same rates.  If your home is further away from the Gulf, you are in the Calallen area, Robstown, Kingsville, or an area that is not quite close to the coast, their rates are even lower then what they would be compared to Padre Island or Corpus Christi Bay,” said Cantu.

Click here now  for your quote https://www.edcantuinsurance.com/windstorminsurance.php#quote

Because We Care,

Ed Cantu

Windstorm Insurance Specialist

visit: http://www.smartwindstorminsurance.com/

July 4th Safety Tips (Summer Fun Safety Tips)

The 4^th of July Holiday should be filled with family, friends, food, and watching fireworks. All too often, it can also be filled with high risks if you’re not careful. The most common dangers include car, grilling, and firework accidents and since we are a beach community, water activity is also a threat.

Did you know?

More people die in motor vehicle crashes on the July 4^th than any other day of the year. July is the peak month for grilling-related fires. On average, 8,800 home fires occur. July 4^th, 2016 saw 11,000 firework related injuries and 69% required E.R. treatment.

Ed Cantu Insurance Agency wants you to enjoy your 4^th of July celebration so please follow these helpful safety tips on your holiday and for the rest of your Summer. And remember to call us when you and your family need protection.

Driving and Highway Safety

• The obvious one: Don’t drink and drive. Please. Just Don’t.

• Stay diligent with the basics (watch your speed, seat belts, blind spots, etc.)

• Stay alert, especially at night. There might be drunk drivers out there

• Minimize distractions like loud music or a car full of friends

• Drive cautiously on rural roads

• Avoid drivers that appear agitated or distracted

Grill and Bar-B-Que Safety

• Never leave your grill unattended

• Keep intoxicated people away from your grill.

• Keep a fire extinguisher nearby and let everyone know where it is and how to operate it.

• Don’t move the grill once it is lit.

• Keep children and pets away from the grill.

• Operate your barbecue on a level surface, away from your house, garage and landscaping.

• Protect the cook with a heavy apron and gloves that reach high on the forearm. Use very long-handled utensils designed for barbecuing.

• Use only lighter fluid designed for grilling when charcoal grilling. Never use gasoline or other flammable liquids, and never add more lighter fluid once the fire has started.

• Wait until the grill is cooled before storing or covering. When you’re done cooking, remember that the grill will remain hot for a while.

• Soak charcoal briquettes with water to ensure they are cool and inactive before throwing them away.

Fireworks Safety

Leave Fireworks to the professionals but if you choose to use them yourself, please follow these tips!

• It is against the law to use fireworks within most City limits so make sure they are legal in your area.

• Be sure to read and follow instructions.

• Don’t give fireworks to small children.

• Light fireworks on the ground in a fire resistant area.

• Keep a fire extinguisher nearby and always wear eye protection.

• If a firework is a “dud”, do not attempt to relight it.

• Upon disposal, douse the shells in water and throw them away.

• Store fireworks in a dry place, away from children and animals.

• Never attempt to disassemble or make your own fireworks.

• Never throw or point fireworks at any one or anything.

 

PROTECT YOUR PETS-

Don’t forget our furry friends. Did you know that July 5th is the busiest day of the year for animal shelters? Unlike people, pets don’t associate the noise, flashes and burning smell of fireworks with celebrations and a good time. Pets are terrified of fireworks and often panic at the loud whizzes and bangs they produce. Help your Pets by doing the following:

• Keep your pets indoors and turn up the TV or radio volume to reduce the firework noise.

• Don’t take them to a Fireworks Display.

• Have your pet properly identified in case they get out.

Beach and Water Activity Safety

July is one of the hottest months of the year so many families turn to water activities to beat the heat. Have fun and remember that water activities have serious risks when you aren’t careful.

• Review safe boating practices.

• Never consume alcohol while driving a boat.

• Before boating, always check that there are enough life preservers on hand for every passenger.

• Set water safety rules for your family.

• When at the beach, lake or river, never swim alone and pay attention to posted warning signs.

• Pools should be enclosed completely with a fence to restrict access to the area. Consider installing wireless outdoor sensors that will alert you via phone or with a chime inside your home if the sensors are activated.

• Keep your first aid kit near by.

 

All of us at Ed Cantu Insurance Agency want to help protect you and your family against know and unknown perils so call us at (361) 991-1493 when you need help. Summer time is also a great time to review and update your protection.

Because we Care

Ed Cantu

P.S. Share these helpful safety tips with someone you care for… I just did!