Author: edcantui

Famous last words from recent Texas flood victims! “It’s Never Flooded in My Neighborhood so I Didn’t Need Flood Insurance”.

Floods, the silent giants of natural disasters, spare no one. Despite the tranquility of droughts, the looming threat of torrential downpours and menacing tide surges during hurricane season remains. Recent devastating rampage throughout Texas is a grim testament to this reality, catching thousands of Texans off guard and leaving a trail of heartache in their wake.

Consider this: while you may feel safe today, the next rain deluge could wash away that sense of security in an instant. Hurricane Harvey was further proof of this, with flood claims surpassing $9 billion and an average damage cost of $112,000 per claim. These rains serve as a stark reminder of the financial havoc that rising water can wreak.

Here’s the bitter truth: your homeowner’s policy won’t bail you out when the waters rise. It’s an inconvenient reality that many only come to grasp when it’s too late. But it doesn’t have to be that way for you. Flood insurance isn’t a luxury; it’s a lifeline to protect your home and precious belongings. Here are three crucial facts you need to know:

1. 1. Hurricane Harvey’s flood claims soared to unprecedented heights, leaving a trail of financial ruin. How would you cope if faced with such devastation?
   2. Floods rank as the top natural disaster, and your current policy won’t shield you from their fury. We all dwell in flood zones; it’s not a matter of if but when the waters will rise. This is why insurance is a necessity!
   3. Contrary to popular belief, flood insurance isn’t exorbitant—especially if you’re not situated in a high-risk area. It’s a wise investment in safeguarding your home and cherished possessions.

 

So, what are your chances of suffering flood damage? Statistically; during your 30-year mortgage, you’re four times more likely to sustain flood damage than a fire. And don’t be fooled by geography; 55% of Hurricane Harvey’s flood claims originated from areas deemed low risk.

Hurricane Season is just weeks away so Act now before the storm clouds gather. With a 30-day waiting period for flood protection to take effect, every moment counts. Call us today at (361) 991-1493, and let’s fortify your defenses against nature’s wrath.

Because we care

Ed Cantu

www.edcantu.com

Attention Corpus Christi and the Coastal Bend Homeoweners:

Brace yourselves for the impending freeze! As the icy grip of winter tightens its hold, it’s crucial to take action now and fortify your home against the chilling onslaught. Don’t let the freezing temperatures catch you off guard – be proactive, prepare this weekend, and shield your home and finances from the potential havoc wreaked by ice, snow, and biting winds.

Here are 10 Vital Steps to protect your home and family before the freeze hits:

1. Keep it Warm: Make sure your home is at least 65 degrees. Keep it cozy!
2. Faucet Drip Trick: Let your faucets, hot and cold drip a little – it helps stop pipes from freezing.
3. Pipe Cover-Up: Insulate and cover your pipes outside, including crawl spaces, unheated rooms, garages, and exterior walls.
4. Open Your Cabinets: Open the doors of your cabinets in the bathroom and kitchen so the warmth can get in.
5. Check Heating sources: Make sure your fireplace, stoves, and heaters are working fine.
6. Flue Fortress: When you’re not using your fireplace, close the fireplace flue to keep the cold out.
7. Snow and Ice Cleanup: Keep your sidewalks and entry clear of snow and ice.
8. Watch for Ice Dams: Look out for ice dams near where the water comes out from your gutters.
9. Trim Broken Branches: Get rid of weak or broken branches that might fall because of snow and ice.
10. Claims Shield: Keep your insurance claim’s phone number ready in case you need it. Be ready to file a claim and protect your assets if you suffer significant damages.

 

Please Share this crucial information with those you hold dear – knowledge is power, and preparation is the ultimate shield against winter’s wrath.

 

Because we care, we’re arming you with the tools to weather the storm,

Ed Cantu

A government shutdown significantly affects the National Flood Insurance Program (NFIP). We’re here to shed light on the impact.  

How? Did you know a Federal Shutdown Means no Flood Insurance from the National Flood Insurance Program?

While a government shutdown will not impact most of the NFIP’s existing 4.7 million policyholders, the NFIP will not be able to issue new policies, increase coverage on existing policies, or renew policies.

This disruption can have a profound negative impact—particularly for consumers purchasing a home with a flood insurance requirement. According to the National Association of Realtors, approximately 1,400 home purchases will be disrupted each day during an NFIP lapse1. 

But you are in luck when you call Ed Cantu Insurance Agency because we can access Private Flood Insurance companies. Call (361) 991-1493 or click https://www.edcantuinsurance.com/floodinsurance.php#quote  now for your free Flood Insurance proposal.