Famous Words of Homeowner Flood Victims:
“But I Don’t Live In a Flood Zone.”
“What do you mean I’m not covered? My Home Is a Wreck!”
The fact is, we all live in a flood zone and according to the National Flood Program, you are Four times more likely to have a flood than a fire during a 30-year mortgage. And nearly 25% of all Flood claims are paid to homeowners who were considered low risk flood areas.
Did you know that Floods are the # One natural disaster in the United States? And did you know that your Homeowners and your Windstorm Insurance policy excludes flood damage? It’s Hurricane Season… he heavy rainfall from tropical storms and hurricanes (sometimes up to 30”) and the tide surge they bring makes it a smart time to secure vital flood damage protection today!
5 More Facts You Should Know about Flood Insurance:
FACT: Floods are our nation’s most common and costly natural disaster and cause millions of dollars in damage every year.
FACT: Homeowners and renters insurance does not typically cover flood damage. Flood insurance will protect your home and prized belongings from rising water or mudflow due to heavy rainfall or water rising from coastal tide surges.
FACT: You, we all live in a Flood zone. Floods can happen anywhere– More than 20 percent of flood claims come from properties outside the high risk flood zone.
FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.
FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don’t need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA–and you don’t have to pay it back.
The good news is that flood Insurance can be very affordable. Average Flood insurance premium is $33 per month when your property is not classified as high risk. You must act now because there is a 30-day waiting period (from the time your application is received) for Flood protection to go into force. It’s urgent that you contact us today!
Call (361) 991-1493 today and we’ll take care of this over the phone or email us now at ed@edcantu.com.
Because we Care
Ed Cantu
Home Insurance Specialist
Ed Cantu Insurance Agency
p.s. This photo was taken in Corpus Christi, TX in May of 2015 after just 6 inches of rain and without any tidal surge from a tropical storm or hurricane. click https://www.edcantuinsurance.com/floodinsurance.php#quote for your flood insurance quote.