Flood Insurance
We all live in a "flood zone" because any place is capable of flooding, given the right conditions. Even historically dry areas have been known to flood without warning. That's why it's important to protect your property with flood insurance, so you're not left saying "I never thought it would flood here!" The question is, what type of coverage do you want? The knowledgeable staff at Ed Cantu Insurance Agency can help you answer this question while also giving you a better understanding of your protection.
Building Property Coverage
- Building and Foundation
- Electrical and Plumbing Systems
- Central Air Conditioning Equipment, Furnaces, and Water Heaters
- Refrigerators, Stoves, and Built-in Appliances such as Dishwashers
- Permanently Installed Carpeting over Unfinished Flooring
- Permanently Installed Paneling, Wallboard, Bookcases, and Cabinets
- Window Blinds
- Detached Garages, up to 10% of Building Property coverage
Contents Coverage
- Personal Belongings, such as Clothing, Furniture, and Electronic Equipment
- Curtains
- Portable Air Conditioners
- Portable Microwave Ovens and Portable Dishwashers
- Carpets not Permanently Installed over Unfinished Flooring
- Washers and Dryers
- Freezers and Food Contents
- Valuable Items such as Original Artwork and Furs, up to $2,500
- Replacement Cost Coverage is not available for Personal Property
Other Coverages
- Debris Removal at Federal Minimum Wage, not subject to deductible
- Loss Avoidance Measures, $1,000 limit, no deductible
- Increased Cost of Compliance — Flood Proofing, Relocation, Elevation, and Demolition, subject to limitations and qualifying criteria
