![\"\"](\"https:\/\/edcantuinsurance.com\/blog\/wp-content\/uploads\/2016\/05\/flood-2016-3-300x232.jpg\")
Here is the quickest way to use this site if you choose to learn by yourself:<\/p>\n
*Go to \u00a0http:\/\/maps.riskmap6.com\/TX\/Nueces\/
\n*Click\u00a0I Agree
\n* In the upper left hand section of the page, type in the address you are interested in (Search by Address) and then click\u00a0search.
\n*Click\u00a0Ok\u00a0button.<\/p>\n
The red\u00a0Star\u00a0on this map is the address that you selected. <\/p>\n
A blue shaded color area means the flood zone is “A”, \u201cAE\u201d or worse and is prone to flooding. Your mortgage company will most likely require you to secure flood insurance when the home is in this area.\u00a0<\/p>\n
Note that it is possible to be in a \u201cC\u201d, \u201cB\u201d or \u201cX\u201d Zone today, which qualifies for the Preferred Flood Program and preferred rates, and have the new preliminary maps change to an \u201cA\u201d, \u201cAE\u201d or worse.<\/p>\n
Compare your old flood zone with new zone by clicking the i-image (Identify feature properties) on top of web-page. After you click on the i-image icon, click on the Red Star that marks the property & click on \u201cView Detailed Flood Report\u201d<\/p>\n
Example: W. Bar-Le-Doc in Kings Crossing. Property is \u201cX\u201d zone now which qualifies for preferred flood program and preferred rates today. $450 for $250,000 protection. Preliminary Map shows Zone \u201cAE-17\u201d. Assuming home is built at that base elevation, the new rate would be $2,212 for $250,000.<\/p>\n
If actual Base is one foot above at 18 feet, the revised rate would be $1,170 (Elevation certificate required). Each additional foot above base will reduce your rate further.<\/p>\n
The new rates will be based on that Zone and that elevation above sea level but will be \u201cGrandfathered\u201d if you have a policy in place at the time that the new zone Maps are adopted. \u201cGrandfathered\u201d definition no longer means rates are fixed forever. The new definition is that the rate increases gradually (15-18% each year). Your rate could be less than the maximum \u201cGrandfathered\u201d rate when you provide a flood elevation that shows your home is higher than the base zone determination. <\/p>\n
As you can see, this vital information is complicated and is difficult to explain in text so call us at Ed Cantu Insurance Agency today. We\u2019d love to help you we are just a phone call or email away. Call (361) 991-3575<\/strong> today or reply to my email now.<\/p>\n Because we Care<\/p>\n Ed Cantu See what your neighbors say about Ed Cantu Insurance:<\/strong><\/p>\n \u201cEd Cantu is a great resource to have on your side. If you have a question about Auto, Home, Business, Health or Life ask Ed. He is a local favorite and Ed Cantu Insurance Agency delivers outstanding service to their clients.\u201d Chris Duff, Broker\/Owner RE\/MAX Associates, Corpus Christi, TX<\/p>\n \u201cI like recommending Ed Cantu Insurance Agency as they are always prompt and hunt for the best insurance policy to cover your needs. They are very competitively priced and get you the most for your money\u201d. Lora Marksbury, Coldwell Banker Pacesetter Steel, Corpus Christi, TX.<\/p>\n","protected":false},"excerpt":{"rendered":" Are You Ready for New Flood Maps and the new insurance rates they bring? In case you missed the front page of the Caller Times last Sunday or if you weren’t aware of the proposed Preliminary flood map changes to our area, my office and I are here ready to help you better understand the … Continue reading “Corpus Christi Area Flood Maps to Change!”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/171"}],"collection":[{"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=171"}],"version-history":[{"count":4,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/171\/revisions"}],"predecessor-version":[{"id":176,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/171\/revisions\/176"}],"wp:attachment":[{"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edcantuinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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